Mastering Your Finances: The Power of Budgeting and Expense Tracking

Mastering Your Finances: The Power of Budgeting and Expense Tracking

August 12, 2024// By:Rashi Bhargava

I am indeed rich, since my income is superior to my expenses, and my expense is equal to my wishes. -Edward Gibbon Budgeting: Your First Step to Financial Freedom When I sit down with any client—whether they’re fresh to the world of personal finance or seasoned veterans—the first thing I emphasize is the importance of … Continue reading Mastering Your Finances: The Power of Budgeting and Expense Tracking

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The Power of Starting Early A Journey of Financial Awakening

The Power of Starting Early A Journey of Financial Awakening

July 16, 2024// By:Rashi Bhargava

Once upon a time, in the bustling heart of the city of Ghaziabad, there lived a young woman named Srishti. Shrishti was the daughter of one of my loyal support staff, and her story is a beacon of hope for young investors everywhere. The Beginning of an Adventure Srishti was a bright and ambitious young … Continue reading The Power of Starting Early A Journey of Financial Awakening

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Emotional Spending Recognize and Resist the Urge

Emotional Spending Recognize and Resist the Urge

July 15, 2024// By:Rashi Bhargava

Do you ever find yourself shopping when you’re stressed or feeling down? 🤔I am often guilty of shopping when feeling low or stressed. Emotional spending is more common than you think! Emotional spending is a common behavior in which individuals purchase items or services to cope with their emotions rather than out of necessity. Understanding … Continue reading Emotional Spending Recognize and Resist the Urge

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Timing vs. Procrastination: The Hidden Risks of Delayed Investment Decisions

Timing vs. Procrastination: The Hidden Risks of Delayed Investment Decisions

November 21, 2023// By:Rashi Bhargava

Procrastination can have serious implications, particularly when it comes to financial decisions such as investing. In the world of investments, timing is everything, and postponing decisions may result in missed chances or inferior results. Here are a few reasons why procrastination in investment decisions can be detrimental: Missed Market Opportunities: Financial markets are dynamic and … Continue reading Timing vs. Procrastination: The Hidden Risks of Delayed Investment Decisions

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The Temptation of Buy Now, Pay Later Schemes

The Temptation of Buy Now, Pay Later Schemes

October 26, 2023// By:Rashi Bhargava

Diwali, the festival of lights, is just around the corner, and it’s that time of the year when the streets are adorned with colorful lights, homes are decorated with intricate Rangoli patterns, and the spirit of celebration is in the air. For many, it’s a time to come together with family and friends, exchange gifts, … Continue reading The Temptation of Buy Now, Pay Later Schemes

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Financial Harmony in Marriage The Key to a Blissful Partnership

Financial Harmony in Marriage The Key to a Blissful Partnership

September 25, 2023// By:Rashi Bhargava

Today, while speaking with a prospective client about her money discussions with her spouse, the conversation led me to a client meeting in 2018.It was a referral from a current customer.Given that she had been employed for more than 15 years, the referral in question was a high-earning single parent with few savings and investments.The … Continue reading Financial Harmony in Marriage The Key to a Blissful Partnership

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Signs That You Are On  Financially Strong Footing

Signs That You Are On Financially Strong Footing

September 20, 2023// By:Rashi Bhargava

Being financially sound means having a stable and healthy financial situation. While individual circumstances may vary, there are some common signs that indicate financial soundness. Here are some key signs: Emergency Fund: You have an emergency fund in place, typically covering at least three to six months’ worth of living expenses. This fund acts as … Continue reading Signs That You Are On Financially Strong Footing

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