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Mental Wellness for Physical & Financial Fitness​

WHO defines Mental health as a state of well-being in which every individual realizes his or her own potential, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to her or his community.

Mental health, mental illness, Physical health…. these words are fast gaining popularity in the world of working professionals, millennials and young children. Since we cater to these age groups, our annual theme of client engagement is kept around fitness and its significance for financial fitness.

When we interact with our clients, for their financial goal setting or their portfolio management or even during the redemptions, it is understood that we are all living in a complex, interconnected world – there is an interconnection between the mental, physical, and financial health spheres, with an imbalance in one affecting the balance in another.We are all running from one thing to another in our daily lives without taking a breather to think and reflect.Mental health is becominga serious issue. There is a lot of talk on direct relation between physical fitness and financial fitness but little has been spoken about mental health and its interconnection with physical and financial fitness. Stress is no more a buzzword, it is serious and has started taking a toll on good health & everyday productivity. The new age prescriptions are not about medicines but they are about Detox. We need to stop at least sometimes and look back and need to look at our own self, we can also consider at it is, do I really need to do this?

Despite our limited view and understanding of mental health as something quite separate from our physical selves – study after study has shown just how connected mental health is to other health measures, like physical and financial fitness. All 3 issues seem to be separate issues but they affect each other in multiple ways.

Mental stress has shown to contribute to chronic illness like High BP, Obesity, Diabetes. Conversely, people with chronic physical conditions like diabetes have twice the likelihood of experiencing a mood or anxiety disorder when compared to those without a chronic physical condition.

Similarly, poor financial health/fitness (Debt/lack of savings) can affect physical well being, economic productivity through stress and other factors. The fitter you perceive your financial situation, the better your physical and mental health.Same way factors like lack of sleep, relationship issues, poor physical fitness go hand in hand with poor perception of financial health. This works vice-versa but health is prime as that will enable us enliven our financial dreams and also to fulfil our bucket-lists and wish-lists. And if you have  good health, you certainly are going to have good life.

Our first client engagement activity theme was Physical Fitness=Financial Fitness. Before we take up mental wellness in depth, here are the quickie hacks on Good Posture & Muscle Health:


  1. Stretches and Movements are good in daily routine.
  2. Practice exercises for upper body even when you are sitting at your workstation
  3. Stand on your entire foot.
  4. Always sit with back upright.
  5. Challenge your balance
  6. Maintain a routine regime for exercise – it can be as little as 15-20 minutes a day.
  7. Always follow good posture – as that is the way to healthy muscles &brings agility.

But as my understanding grew and my first   hand experiences of being a care giver to mentally ill patient at home forced me to think on mental health too. Majority of our clients in the age bracket of 25-45. We are rather unfortunate to be working in challenging times where stress is part and parcel of our lives. We are constantly running to meet our deadlines at home and work front. We no longer have the luxury of job security. Increasingly youngsters are complaining of health issues like high BP, Anxiety, obesity, back pain, depression….

It’s high time we start factoring in mental health, physical health and financial health as part of integrated strategy for ourown well being and well being of our clients,employees and other stakeholders…Their mental well being, physical health and financial fitness are all ingredients for happy, productive and successful stakeholders.

Because we understood the need of the hour, our Lap of Fresh Air Fitness was around Physical Fitness and Mental Wellness.

Following are some basic take ways on mental wellness from the session by Clinical Psychologist Ms.Alisha:


  1. Sleep well and maintain a minimum 7-8 hour sleep every day.
  2. Develop a routine for meals and follow that at least 5 days a week.
  3. Do not ignore sleep disorders – consult an expert
  4. Say no to junk food
  5. Keep a check on your emotional health. Detox from gadgets and have more of real conversations
  6. Exercise regularly – body & brain both.
  7. Reading is a good exercise for brain.
  8. Breathing is a good exercise for mental health.

Couple the above tips for mental wellness with the physical & posture tips as shared in Lap 1 and Lap 2 of Fresh Air Fitness Engagement programs of SBS Fin. Work on your health and maintain a good health corpus, both of these combined will ensure Financial fitness and freedom for your future life.

To know more about the Lap 2 of our Fresh Air Fitness event or to speak to our experts for Financial Health Corpus & planning, write to contact@sbsfin.com